Frequently Asked Questions
Everything you need to know about our programs, eligibility requirements, compliance standards, and how to get started.
About Phoenix Capital Solutions
Phoenix Capital Solutions is a West Palm Beach-based structured finance and asset monetization firm. We provide institutional-level capital solutions for businesses, real estate developers, and high-net-worth individuals whose financial complexity exceeds what conventional bank lending is built to handle.
We evaluate each client’s financial position, identify suitable private capital sources, and deliver a tailored strategy to secure funding and optimize the capital structure for long-term growth – from asset collateralization to large-scale project financing.
Our office is located at 1555 Palm Beach Lakes Blvd, Suite 800, West Palm Beach, FL 33401. We serve qualified clients across North America, Europe, Asia, and select global markets, maintaining international access to institutional banking networks and vetted monetization partners.
Phoenix Capital Solutions offers six specialized programs:
- C.A.R.R. – Commodities & Assets Recapitalization & Redistribution. For hard asset owners seeking structured capital access without selling.
- D.I.S.C. – Debenture Instrument Securities Capitalization. Converts high-value financial instruments (MTNs, Treasury Bonds, bank debentures) into working capital.
- F.U.E.L. – Facilitating Unique Equity and Lending. Hybrid project and equity financing for qualified C.A.R.R. and D.I.S.C. clients; minimum $250,000.
- S.E.E.D. – Small Equity Entry Development. A four-tier structured equity framework that democratizes institutional-grade returns across capital levels.
- L.I.F.T. – Large-scale project financing for commercial developments $100M and above, with 100% loan coverage and rates from 4.5%.
- G.I.F.T. – Philanthropic and grant-based capital programs.
We are a non-bank private capital firm. Traditional banks evaluate borrowers primarily on credit history, income documentation, and conventional collateral. Phoenix Capital Solutions works with clients whose asset profiles and capital complexity fall outside those parameters – leveraging institutional-grade private capital networks, structured finance mechanisms, and asset monetization strategies that banks simply aren’t designed to offer.
We focus on what you have – assets, instruments, project potential – not just your credit score.
Email: info@phxcapsolutions.com
Phone: (561) 461-8006
Office: 1555 Palm Beach Lakes Blvd, Ste 800, West Palm Beach, FL 33401
You can also request a confidential consultation directly on our website.
Our Programs
The C.A.R.R. (Commodities & Assets Recapitalization & Redistribution) Program enables hard asset owners to unlock liquidity from their assets without selling. It creates sustainable capital flows for clients with high-value assets while operating under strict compliance protocols and transaction oversight through financial institutions.
Eligible asset types include:
- Rare earth element (REE) mines (in-ground and above-ground)
- Vaulted bullion gold
- Certified gemstones and diamonds
- Crypto/digital asset holdings
- Other qualifying hard commodities
Minimum thresholds vary by asset class. All assets must have verified ownership documentation and meet C.A.R.R. program parameters. Eligibility is reviewed on a case-by-case basis.
The D.I.S.C. Program accepts: bank debentures, Medium Term Notes (MTNs), U.S. Treasury Bonds, British Gilts, and other high-value financial instruments. Minimum face values start at $100M.
The program utilizes a loan-to-value (LTV) ratio typically ranging from 60%-90% of face value, depending on instrument type and market conditions. Capital is typically deployed within 15-30 banking days after verification.
If an instrument fails validation at any stage, the program cannot proceed and no capitalization occurs.
The F.U.E.L. Program is available to qualified participants of our C.A.R.R. and D.I.S.C. programs. It provides a pathway to participate in pre-vetted equity and project financing opportunities – including commercial real estate, renewable energy, and infrastructure projects – with potential annual returns of 12-18%.
Minimum investment: $250,000.
Participants can enter via capital-based participation, asset-aligned positioning, or blended structures. A majority of deployed capital must be reinvested in compliance with program guidelines.
S.E.E.D. (Small Equity Entry Development) is a four-tier structured equity framework that deploys capital across institutional-grade vehicles with monthly distribution cycles. Every tier operates within the same institutional infrastructure – entry level determines deployment scale, not access quality.
- Tier 1 – Seed Capital: Introductory access, single vehicle deployment, monthly distributions. Non-accredited participants accepted.
- Tier 2 – Growth Capital: Multi-vehicle deployment, enhanced distribution frequency. Accredited status preferred.
- Tier 3 – Accelerated Capital: Three-vehicle deployment plus F.U.E.L./D.I.S.C. integration. Accredited investor status required.
- Tier 4 – Elite Capital ($5M Deferred Purchase Bank Debenture): Full Phoenix Capital ecosystem access, S.E.E.D. Council participation. Minimum $5,000,000 USD. Qualified Institutional Buyer or Accredited status required.
Participants advance between tiers through capital accumulation and reinvestment without starting a new program.
The L.I.F.T. Program provides 100% structured financing for large-scale development projects with a minimum project size of $100M. Qualifying project types include:
- Commercial and residential real estate development
- Infrastructure and transportation projects
- Energy and renewable resource ventures
- Technology and telecommunications expansions
- Hospitality, tourism, and resort development
- Global business expansion initiatives
- Manufacturing and logistics facilities
- Strategic international investments
The program covers the full capital stack – construction and long-term financing – with rates as low as 4.5%, fixed for the entire loan term. No personal guarantees, prepayment penalties, or balloon payments are required.
Traditional financing typically requires a 35% down payment, leaving only 10-20% equity remaining after completion. With Phoenix Capital’s L.I.F.T. Program, the client makes only a 10% capital commitment and retains 55% equity after stabilization (with 35% equity given to PCS). On a $100M project, this model generates an estimated $45.3M more profit than traditional financing over a 10-year horizon.
Interest accrues only on drawn funds during a construction period of up to 7 years, with no debt service required during that phase.
Yes. Our programs are designed as a connected ecosystem. For example, C.A.R.R. and D.I.S.C. participants become eligible for the F.U.E.L. Program. S.E.E.D. elite-tier participants gain integration access to F.U.E.L., D.I.S.C., C.A.R.R., and the Large Cap (L.I.F.T.) program as their capital base grows. Each program adds a distinct dimension to your capital strategy, and returns from one program can seed participation in another.
Eligibility & Qualifications
Our clients include accredited investors, high-net-worth individuals, real estate developers, corporations, and asset holders across the full capital stack. We are specifically suited for clients whose financial complexity – large asset holdings, non-traditional collateral, large-scale project requirements – exceeds what conventional bank lending is built to handle.
It depends on the program:
- S.E.E.D. Tier 1: Non-accredited participants are accepted.
- S.E.E.D. Tier 2: Accredited status is preferred.
- S.E.E.D. Tier 3 & 4 / D.I.S.C. / F.U.E.L. / C.A.R.R.: Accredited investor status is required.
- L.I.F.T.: Clients must demonstrate verified project documentation and operational capacity; institutional standards apply.
All programs require completion of KYC/AML documentation regardless of accreditation status.
Yes. Phoenix Capital Solutions serves qualified clients across North America, Europe, Asia, and select global markets. International participants must meet all compliance and documentation requirements applicable to their jurisdiction. Our team employs advanced verification technologies and cross-references documentation against global financial records and multi-jurisdictional regulatory standards.
No. Clients must demonstrate clear, direct ownership and control of the assets or capital being submitted. Third-party funds, encumbered assets, or borrowed capital are not permitted unless expressly approved within specific program guidelines. Source of funds verification is a mandatory requirement across all programs.
Compliance & Security
All programs require completion of:
- KYC – Know Your Customer identity verification
- AML – Anti-Money Laundering screening
- CIS – Client Information Statement
- POF – Proof of Funds or proof of asset ownership
Additional documentation may be required depending on the program, asset class, and jurisdiction. All documentation must meet institutional underwriting standards prior to program activation.
Phoenix Capital Solutions implements multiple layers of protection across its programs:
- Segregated client accounts held at AA-rated banking institutions (D.I.S.C.)
- Multi-level compliance checks and ongoing transaction monitoring
- Documented audit trails and regulated capital-flow structures
- Third-party security audits and enhanced encryption protocols
- Dedicated compliance team oversight throughout the program lifecycle
- Asset custody, safekeeping, or blocking processes where required (C.A.R.R.)
All transactions operate under strict governance controls and international financial guidelines.
Yes. All client consultations, application materials, and financial information are handled with strict confidentiality. Our team offers confidential consultations as the starting point for every client engagement. Please review our Privacy Policy for full details on how we collect, use, and protect your data.
The S.E.E.D. Council is the governing body responsible for oversight of all program deployments, reporting accuracy, participant rights, and program integrity. Governance is distributed as: Phoenix Capital Solutions (50%), Institutional Partners (30%), and Participant Representatives (20%).
All S.E.E.D. participants receive:
- Monthly distribution statements and performance reports
- Quarterly S.E.E.D. Council summary reports
- Formal tier advancement review process
- Access to the dispute resolution framework
Tier 4 participants are eligible to nominate and vote for participant representatives to the S.E.E.D. Council.
Process & Timeline
While specifics vary by program, the general steps are:
- 1. Initial Consultation: Request a confidential consultation on our website or contact us directly to discuss your situation and identify the right program.
- 2. Application & Documentation: Submit a complete intake package including CIS, KYC/AML documentation, proof of ownership or funds, and your capital deployment plan.
- 3. Review & Approval: Our team and institutional partners evaluate eligibility, compliance, and alignment with program criteria.
- 4. Onboarding & Capital Commitment: Upon approval, finalize the onboarding agreement and initiate your capital commitment.
- 5. Capital Deployment: Funds are deployed into vetted opportunities with structured oversight and reporting.
The indicative C.A.R.R. timeline runs approximately 14+ weeks:
- Weeks 1-2: Asset intake and eligibility review
- Weeks 2-4: Structuring and positioning (SPV formation if applicable)
- Weeks 4-12: Capital access and monetization execution
- Weeks 12-14: Initial capital deployment and first revenue cycle
- Week 14+: Ongoing revenue cycling and optimization
Actual sequencing and duration may vary based on asset class, documentation quality, jurisdiction, and third-party institutional review.
Our streamlined L.I.F.T. process allows for initial decisions in as little as 30 days from term sheet issuance, followed by documentation drawn up in as little as 30 days post-underwriting. The full timeline typically runs 8-12+ weeks from submission to initial capital deployment.
Capital is deployed in phases across all programs, not as a single lump sum. Deployment follows milestone-based approvals and regulatory requirements. For L.I.F.T., interest accrues only on drawn funds – meaning you are not charged on capital you haven’t yet used, which preserves cash flow during development. For C.A.R.R. and D.I.S.C., structured capital cycles allow for reinvestment and compounding over time.
D.I.S.C. participants can choose from three flexible draw schedules:
- Weekly draws: Minimum $5M – 48-hour processing
- Bi-weekly draws: Minimum $10M – 36-hour processing
- Monthly draws: Minimum $20M – 24-hour processing
An optional emergency draw facility is also available, along with automated draw scheduling and direct transfer to designated accounts.
Returns & Risk
No. Phoenix Capital Solutions does not guarantee returns or financial outcomes under any program. All outcomes depend on external institutional processes, project performance, instrument viability, trade program performance, and program-specific compliance variables. Past performance does not guarantee future results.
Any projected or illustrative figures shared on our website or in program materials are for educational and illustrative purposes only and do not constitute financial advice or a guarantee of performance.
The F.U.E.L. Program targets potential annual returns ranging from 12-18%, backed by pre-vetted commercial real estate developments, renewable energy projects, and other managed opportunities. These figures are illustrative projections based on program structure and historical project performance – they are not guaranteed.
If a submitted asset, instrument, or project fails validation at any stage – including documentation review, valuation confirmation, compliance screening, or institutional validation – the program cannot proceed and no capitalization occurs. We conduct rigorous due diligence precisely to identify these issues early, before any program phase commences.
No. All information provided by Phoenix Capital Solutions – on our website, in program materials, or during consultations – is for educational and informational purposes only and does not constitute financial or legal advice. We strongly recommend that all clients engage qualified independent legal and financial advisors before entering any structured finance program.
Yes. Across all programs, capital must be deployed into approved business activities – acquisitions, development projects, financial strategies, or other compliant uses defined in your program agreement. For programs like F.U.E.L., a portion may be used for approved personal purposes, but the majority must be reinvested according to compliance guidelines. All capital use is documented and subject to institutional oversight.
Still Have Questions?
Our team is ready to walk you through the right program for your capital needs. All consultations are strictly confidential.